When you’re juggling work, chores, and family life, it can be easy to accidentally overdraft on your account. BFL is here to help you understand overdraft coverage options and provide tips on how you can manage the costs.


Easy access to cash management

Easy access to cash management

5 - competitive interest rate

Competitive rates

6 - flexible repayments

Flexible cash withdrawal

6 - fast track approval

Fast track approval

Key features

  • Competitive rates
  • Monthly repayment
  • Yearly approval
  • Available in LAK & USD


  • Persons between 18 and 65 years old and must be Lao resident
  • A borrower is an individual who requires a new loan or other extension of credit limit for personal or investment purposes, secured by property, a cash deposit or an equipment
  • Income is in accordance with the rules of BFL

Download the Overdraft Brochure

Overdraft Calculator


Monthly Payment


Total Repayment Amount


Total Interest

Our loan calculator is a simple and intuitive tool to help you calculate your monthly installments. Fill in the information related to your project and get in a matter of seconds an estimation of monthly installments.

  • Key in the amount of the loan
  • Select the interest rate
  • Choose the tenor


This calculator information purposes only. The figure calculator does not constitute a loan offer and has no legal effect. For more information contact your Personal Banker or our Customer Support team.