Home Personal banking Loans Cash back loan

Have peace of mind with the Cash Back Loan!

Take advantage of our Fixed Term Deposits rates and have easy and quick access to a reserve of money to finance your desires or face the unexpected. The Cash Back Loan allows you to have the funds in your account in 48 hours. The repayment of the loan is done in one payment when your Fixed Term Deposit is mature.


7 - fast disbursement

A cash reserve available within 48 hours

90 Percent

Up to 90% of your BFL Fixed Term Deposit

Minimum amount 500 USD or equivalent

Minimum amount: 500 USD or equivalent

8 - no collateral needed

No collateral required other than the Term Deposit

Key features

  • Easy and fast
  • Disburse up to 90% of your Fixed Term Deposit
  • Term: Same as the maturity of your Fixed Term Deposit
  • Repayment is Fine, no monthly payments
  • No collateral is required other than the Fixed Term Deposit
  • Available in the currency of your Fixed Term Deposit


  • All physical persons residing in Laos and holding a Fixed Term Deposit at the BFL

Download the Cash Back Loan Brochure

Cash Back Loan Calculator


Monthly Payment


Total Repayment Amount


Total Interest

Our loan calculator is a simple and intuitive tool to help you calculate your monthly installments. Fill in the information related to your project and get in a matter of seconds an estimation of monthly installments.

  • Key in the amount of the loan
  • Select the interest rate
  • Choose the tenor


This calculator information purposes only. The figure calculator does not constitute a loan offer and has no legal effect. For more information contact your Personal Banker or our Customer Support team.